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IELTS Writing Task 2

You should spend about 40 minutes on this task.

The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system which provides free health services for all? Discuss your viewpoint on this issue. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.

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🤩 Sample answers

Model Essay #1:

The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system which provides free health services for all?

In today's world, the expenses related to medical care are constantly on the rise, creating challenges for governments in managing health care budgets. There is a debate on whether individuals should bear the full responsibility for their health costs by purchasing private health insurance, or if a comprehensive health care system offering free services to all is a better approach. In my opinion, a comprehensive health care system providing free services for all citizens is the most effective and humane solution for several reasons.

Firstly, a comprehensive health care system ensures that all individuals, regardless of their financial status, have access to necessary medical services. This is crucial for promoting a healthy society and preventing the spread of diseases. For example, in countries with universal health care, such as Canada and the United Kingdom, citizens have equal access to medical treatments, leading to better overall health outcomes for the population.

Secondly, a universal health care system can help alleviate the financial burden on individuals, especially those with low incomes or chronic health conditions. By providing free health services, citizens are less likely to delay seeking medical attention due to cost concerns, ultimately reducing the long-term impact and cost of untreated illnesses.

Moreover, a comprehensive health care system contributes to social stability and equality. When everyone has access to the same standard of health care, it promotes a sense of fairness and solidarity within the society, leading to a more cohesive and harmonious community.

In conclusion, while private health insurance may offer benefits to those who can afford it, a comprehensive health care system that provides free services for all citizens is the most equitable and effective approach. It ensures equal access to medical treatments, reduces financial burdens on individuals, and promotes social cohesion. Therefore, I believe that governments should prioritize the establishment and maintenance of universal health care systems to ensure the well-being of their citizens.

Model Essay #2:

The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system which provides free health services for all?

In today's society, the escalating costs of medical health care have posed a significant challenge for governments in maintaining a balanced health care budget. The debate revolves around whether citizens should bear full responsibility for their health costs by obtaining private health insurance or if a comprehensive health care system offering free services for all is a more viable option. In my view, individuals should be encouraged to take out private health insurance, and here are the reasons behind my stance.

Firstly, when citizens take out private health insurance, it reduces the burden on the government to allocate a large portion of the budget to health care. This allows the government to allocate resources to other critical areas such as education, infrastructure, and social welfare programs, contributing to overall societal development.

Additionally, private health insurance empowers individuals to have more control over their health care choices. They can select the coverage that best suits their needs and preferences, including access to specialized treatments and facilities, which may not be readily available in a universal health care system. This personalized approach can lead to better health outcomes for individuals.

Moreover, private health insurance can stimulate competition and innovation within the health care industry. When individuals have the freedom to choose their insurance providers and health care services, it encourages providers to enhance the quality and efficiency of their offerings to attract and retain customers, ultimately benefiting the entire population.

In conclusion, while a comprehensive health care system has its merits, I believe that promoting private health insurance and individual responsibility for health costs is a more sustainable approach. It relieves the strain on government budgets, empowers individuals to make personalized health care choices, and fosters innovation within the health care industry. Therefore, I advocate for a system that encourages citizens to take out private health insurance to ensure the sustainability and efficiency of the health care sector.

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