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IELTS Writing Task 2

You should spend about 40 minutes on this task.

It is sometimes said that borrowing money from a friend can harm or damage the friendship. Do you agree? Why or why not? Use reasons and specific examples to explain your answer.

Write at least 250 words.

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🤩 Sample answers

Model Essay #1:

It is sometimes said that borrowing money from a friend can harm or damage the friendship. Do you agree?

Borrowing money from a friend is a topic that often sparks debate on whether it can harm or damage a friendship. In my opinion, I believe that borrowing money from a friend has the potential to harm the friendship, especially if the borrowed money is not repaid in a timely manner or if there are disagreements about the terms of the loan.

Firstly, borrowing money from a friend can create a sense of obligation and tension within the friendship. When money is involved, the dynamics of the relationship can change, and the borrower might feel a sense of guilt or unease about the debt. This can lead to strained interactions and a lack of genuine communication, ultimately affecting the quality of the friendship.

Secondly, misunderstandings about the terms of the loan can also lead to conflicts and damage the friendship. If there are differing expectations about how and when the money should be repaid, it can result in resentment and hurt feelings. This can escalate into arguments and deteriorate the trust and understanding between friends.

For example, a close friend of mine borrowed a significant amount of money from another friend to cover unexpected medical expenses. Despite having agreed on a repayment plan, my friend struggled to meet the deadlines due to financial difficulties. This led to tension and frequent arguments, which strained their friendship to the point of almost breaking.

In conclusion, while borrowing money from a friend may seem like a convenient solution in times of need, it has the potential to harm or damage the friendship. The sense of obligation, tension, and potential misunderstandings can negatively impact the dynamics of the relationship. Therefore, it is important for individuals to carefully consider the potential consequences before borrowing money from a friend and to communicate openly about the terms of the loan to avoid any potential harm to the friendship.

Model Essay #2:

It is sometimes said that borrowing money from a friend can harm or damage the friendship. Do you agree?

Some people argue that borrowing money from a friend can harm or damage the friendship. However, I hold the belief that it does not necessarily harm the friendship, provided that both parties approach the situation with understanding, clear communication, and mutual respect.

Firstly, borrowing money from a friend can actually strengthen the bond between them. When a friend is willing to help in times of need, it demonstrates a level of trust, empathy, and support that can deepen the friendship. Moreover, the act of lending money can make the borrower feel grateful and appreciative, fostering a sense of closeness and gratitude in the relationship.

Additionally, when both parties communicate openly and honestly about the terms of the loan, it can lead to a greater understanding and trust. Clear agreements about the repayment plan and any related expectations can prevent misunderstandings and potential conflicts. When both friends are transparent about their financial situations and expectations, it can lead to a stronger and more resilient friendship.

For instance, I have witnessed a friend borrowing money from another friend to start a small business. Despite initial concerns about the potential strain on their friendship, the borrower was able to repay the loan as agreed, and the lender felt proud to have contributed to the success of the venture. This experience strengthened their bond and reinforced their trust in each other.

In conclusion, while some argue that borrowing money from a friend can harm the friendship, I believe that it can actually strengthen the relationship when approached with understanding, clear communication, and mutual respect. When both parties are open and honest about the terms of the loan, it can lead to a deeper sense of trust, gratitude, and support, ultimately enhancing the friendship.

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